MPS — Mercury Payment Systems

MercuryShield™

MercuryShield™ is a new PA-DSS validated payment application that handles the processing and transmission of customers’ sensitive card data. With MercuryShield, sensitive card data is not stored, processed or transmitted through the POS software of the developer; a developer’s POS application need only collect the non-sensitive data necessary to perform a payment transaction.

MercuryFund™

We provide creative funding solutions to help our merchants get access to cash, goods, and services.

Advance funding allows merchants to receive a lump sum advance against their future credit card sales. Merchants can use funds to purchase new equipment, make upgrades for card data security compliance, expand inventory, fund sales and marketing activity, pay taxes, meet payroll obligations, or cover any unexpected business expenses.

We also provide access to merchant billing programs and a third-party leasing company.

Internet Backup

The IP/Dial Bridge™ for Mercury is a unique solution that guarantees continuous payment processing during internet outages. Developed in partnership with Datacap Systems, Inc., it is a compact unit that connects with the POS system to automatically switch from internet protocol (IP) to dial-up processing when internet service is disrupted.

This product provides reliable backup for compatible POS systems, and automatically returns to IP processing when the internet connection is restored. The IP/Dial Bridge for Mercury can also be used as an inexpensive, dial-only processing solution that can be easily upgraded to IP when the merchant gets a high-speed internet connection.

The IP/Dial Bridge™ is a trademark of Datacap Systems, Inc.
Copyright ©2009 by Datacap Systems, Inc.  All Rights Reserved.

Next Day Funding

Our next day funding is available for merchants who bank with HSBC. We make payment processing funds available the next business day, rather than within the customary 48-72 hours with other processors. Merchants benefit from enhanced cash flow, more flexible cash management, and more accurate account reconciliation. Next day funding is available for all transaction types for MasterCard, VISA, and Discover. HSBC has nearly 450 locations throughout the U.S.

Ecommerce

Our integration with Plug'n Pay, an ecommerce gateway provider, gives every merchant, regardless of POS system, easy access to ecommerce credit and gift card processing. Our ecommerce solution eliminates the need for time-consuming and expensive merchant development, integration, and support. Plug'n Pay sends transactions directly to Mercury. Our plug-in technology eliminates the need for web server or hosting requirements, and no additional hardware or software is necessary for merchants who process payments with Mercury.

Risk and Fraud Monitoring

We continuously monitor processing activity to help our merchants reduce risk and prevent fraud. Our risk department is here to help our merchants understand and use best practices for electronic card acceptance. We provide information to help merchants understand the credit card authorization process and become informed about averting fraud, avoiding costly errors, and more.