The enhanced products and services delivered on the Mercury platform are designed to provide the best experience to our customers and POS reseller partners.
MercuryShield™
MercuryShield™ is a full suite of security technology solutions for point-of-sale (POS) systems. It includes TranSentry™, which offers PA-DSS scope reduction for POS software by eliminating the handling of sensitive card data by the POS. Mercury's end-to-end (E2E) encryption solution keeps card data safe from theft by encrypting it at the moment a card is swiped or keyed. MToken™ is Mercury's advanced tokenization technology that replaces card data with a token for subsequent transactions. E2E and MToken may be bundled, providing the best overall security solution. Mercury HostedCheckout™ for eCommerce is a secure, hosted online payment processing solution that helps remove eCommerce solution providers and merchants from the scope of PCI compliance.
MercuryFund™
We provide creative funding solutions to help our merchants get access to cash, goods, and services.
Advance funding allows merchants to receive a lump sum advance against their future credit card sales. Merchants can use funds to purchase new equipment, make upgrades for PCI compliance, expand inventory, fund sales and marketing activity, pay taxes, meet payroll obligations, or cover any unexpected business expenses.
Other merchant services we provide include access to merchant billing programs and a third-party leasing company.
Internet Backup
The IP/Dial Bridge™ for Mercury is a unique solution that facilitates continuous payment processing during internet outages. Developed in partnership with Datacap Systems, Inc., it is a compact unit that connects with the POS system to automatically switch from internet protocol (IP) to dial-up payment processing when internet service is disrupted.
This product provides reliable backup for compatible credit card processing systems, and automatically returns to IP processing when the internet connection is restored. The IP/Dial Bridge for Mercury can also be used as an inexpensive, dial-only payment processing solution that can be easily upgraded to IP when the merchant gets a high-speed internet connection.
The IP/Dial Bridge™ is a trademark of Datacap Systems, Inc.
Copyright ©2009 by Datacap Systems, Inc. All Rights Reserved.
Next Day Funding
Our next day funding is available for merchants who bank with HSBC. We make payment processing funds available the next business day, rather than within the customary 48-72 hours with other processors. Merchants benefit from enhanced cash flow, more flexible cash management, and more accurate account reconciliation. Next day funding is available for all transaction types for MasterCard, VISA, and Discover. HSBC has nearly 450 locations throughout the U.S.
Ecommerce
Our integration with several online ordering solution providers facilitates credit and MercuryGift® card processing directly with Mercury. Mercury merchants can also choose to accept payments through the use of most payment gateways.
Risk and Fraud Monitoring
We continuously monitor payment processing activity to help our merchants reduce risk and prevent fraud. Our risk department helps our merchants understand and use best practices for electronic payment acceptance. We provide information to help merchants understand the credit card authorization process and become informed about averting fraud, avoiding costly errors, and more.
