Mercury's full suite of secure integration solutions can reduce or remove the scope of compliance for payment application developers and service providers.
TranSentry is a validated PA-DSS payment application that dramatically reduces the cost and effort of achieving industry compliance. With TranSentry, sensitive card data is not stored, processed or transmitted through the POS software—a developer’s POS application need only collect the non-sensitive data necessary to perform a payment transaction. POS developers can get the MercuryPay® processing platform and TranSentry application in one, easy to implement, bundled package. For additional security, pair with Mercury’s end-to-end (E2E) encryption solution.
Encrypt card data the instant it’s collected and eliminate the PCI protection requirements for POS systems with end-to-end encryption (E2E). Some of today’s most malicious software is designed to steal credit card data from peripherals, such as magnetic card readers and keyboards. By instantly encrypting swiped or manually keyed card data, information skimmed by malware is rendered useless because it can only be decrypted by Mercury. E2E helps merchants achieve PCI compliance since the encrypted data is not considered card data and the developer’s application never stores, processes or transmits cardholder data. The merchant’s liability to protect transaction data inside their network is reduced.
HostedCheckout™ and MToken™
HostedCheckout with integrated MToken technology simplifies the burden and cost of achieving PCI compliance. HostedCheckout provides a secure payment API for ecommerce and mcommerce merchants by redirecting the transaction path to a secure Mercury payment site. HostedCheckout does not replace the checkout process entirely, just the handling of sensitive credit card data—reducing the PA-DSS requirements you need to meet. Merchants who need to store sensitive card data for long-term use can take advantage of our MToken technology which replaces card information with non-sensitive reference data. It is a widely accepted solution to reduce the risk, cost and complexity of storing data.