Processing Solutions

Our payment processing solutions help POS developers expand system functionality and market reach. We help our developer partners meet the needs of their merchants for seamless, value-rich payments features.

MercuryPay®

Seamless payments interface

Our multi-platform application interface, MercuryPay™, is a comprehensive, IP and dial payment processing solution designed for integration with point-of-sale (POS), e-commerce, and other business management solutions.

We work with the POS developer to determine the integrated features and functionality that will enhance the POS solution, based on the requirements of the target industry.

Developers can enhance their POS systems’ functionality by supporting our full suite of payment solutions, including MercuryGift™, loyalty and e-commerce. The MercuryPay platform enables enhanced features and advantages:

  • Multiple geographic server redundancy
  • MercuryStand-In™ authorization outage protection
  • Duplicate transaction and settlement protection
  • Comprehensive transaction types (credit, US debit, CA debit, gift, EBT, FSA)
  • Real-time merchant access to transaction and settlement reports
  • Real-time reseller and developer access to Mercury portal
  • Next day funding through HSBC
  • Reseller and merchant smart messaging, MercuryAlerts™
  • Live 24/7 specialized technical support
  • MercuryGift™ program
    • Unlimited, free gift transactions
    • Gift formatting parallels credit transactions for ease of integration
    • Single and multi-store functionality
    • Online balance inquiry and history for gift card holders

We accommodate POS systems on various operating systems by offering three integration methods:

  • ActiveX provides the most processing flexibility and functionality.
  • MercuryShield™ is a platform-independent solution that helps developers achieve PA-DSS compliance and merchants become PCI compliant.
  • Web Services works with any system capable of HTTPS communications.

We continually develop new products and services to keep our partners on the competitive edge. More